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"But now, for many buyers, affordability is the only factor for decision-making. Some of those upgrading are dropping their plan simply because they can't afford to make higher down payment. Also, some buyers who wished to sell their first home and then buy a second one are hesitant because they are not sure if the family income will be stable and steady enough to cover the monthly installments related to a more spacious home," said Ma.

"But we should care about any cliff-style drop of credit in the future," or a sudden slowdown in credit growth, Hu explained, because large policy changes may lead to unstable expectations among investors.

"China has had a good comeback," Bernard Arnault, LVMH's billionaire chairman and chief executive, told a news conference on Thursday, adding other regions including the United States also performed strongly. "These global business trends are continuing into this year," he said.

"By the end of the 1980s, 20 million babies were born in China each year, one in 10 of whom would become a chronic carrier of hepatitis B. And of those carriers, half would eventually die of liver-related diseases," he says.

"By the end of December last year, the channel had almost 20,000 visits, and we have helped more than 17,500 workers in 1,600 cases to recover their defaulted payments," said Shi Hansheng, deputy director of the public legal services administration of the Ministry of Justice.